Key Takeaways
- • Gate founder and CEO Dr. Han announced the launch of Gate Money on October 7, 2026, during his keynote at the TOKEN2049 conference in Hong Kong, positioning it as a single-account financial services gateway.
- • Gate Money consolidates digital assets, fiat currencies, equities, payments, and asset management under one account, with users activating it by updating the Gate App to version 8.39.0.
- • Eligible balances such as USDT can earn up to 3.6% through Gate's Earn products with no lock-up period, according to the company.
- • Gate's regulatory footprint includes a MiCA CASP license and PSD2 Payment Institution license in Malta, a full VASP license from VARA in Dubai, and AUSTRAC registration in Australia, which the company cites as the compliance base for the product.
- • The launch marks Gate's expansion from crypto trading into a broader financial services platform serving more than 61 million users, per the company.
Summary
Gate, the cryptocurrency and integrated financial services platform founded in 2013 by Dr. Han, has launched Gate Money, a financial services gateway that the company describes as connecting digital assets, equities, payments and asset management under a single account. According to the company's GlobeNewswire release, Dr. Han unveiled the product on October 7, 2026, during his keynote at the TOKEN2049 conference in Hong Kong, under the tagline "One Gate, Everything Money." Users can activate the product with a single click after updating the Gate App to version 8.39.0.
The platform allows users to hold multiple fiat currencies and digital assets within one account system with a consolidated view of balances and fund movements. It supports fiat and on-chain deposits and transfers, and fiat accounts can be managed separately by currency. Eligible users can upgrade to obtain a bank account in their own name for receiving funds and making withdrawals. Gate already offers access to stocks and says it continues to expand its supported asset classes.
Gate Money also links spending to the account through Gate Card, which supports online and offline purchases in fiat or digital assets, along with Apple Pay and Google Pay. In certain countries, users can access ATM withdrawals and local QR-code payments. The product includes Convert, which allows exchanges between assets, and Earn, which offers wealth management and yield products. The company states that eligible balances such as USDT can earn up to 3.6% without a lock-up period, subject to applicable product terms.
The company says the product rests on a compliance framework built through licenses across key jurisdictions. Gate's entities hold a MiCA Crypto Asset Service Provider license and a PSD2 Payment Institution license in Malta, a full Virtual Asset Service Provider operating license from VARA in Dubai, and AUSTRAC registration as a digital currency exchange provider in Australia. Gate also operates local entities in markets including Japan and states it covers 81 regulated jurisdictions. The release additionally cites partnerships with payment institutions, banks, custody providers and clearing institutions. The announcement did not disclose user adoption metrics, revenue targets or third-party assessments of the product.
The platform allows users to hold multiple fiat currencies and digital assets within one account system with a consolidated view of balances and fund movements. It supports fiat and on-chain deposits and transfers, and fiat accounts can be managed separately by currency. Eligible users can upgrade to obtain a bank account in their own name for receiving funds and making withdrawals. Gate already offers access to stocks and says it continues to expand its supported asset classes.
Gate Money also links spending to the account through Gate Card, which supports online and offline purchases in fiat or digital assets, along with Apple Pay and Google Pay. In certain countries, users can access ATM withdrawals and local QR-code payments. The product includes Convert, which allows exchanges between assets, and Earn, which offers wealth management and yield products. The company states that eligible balances such as USDT can earn up to 3.6% without a lock-up period, subject to applicable product terms.
The company says the product rests on a compliance framework built through licenses across key jurisdictions. Gate's entities hold a MiCA Crypto Asset Service Provider license and a PSD2 Payment Institution license in Malta, a full Virtual Asset Service Provider operating license from VARA in Dubai, and AUSTRAC registration as a digital currency exchange provider in Australia. Gate also operates local entities in markets including Japan and states it covers 81 regulated jurisdictions. The release additionally cites partnerships with payment institutions, banks, custody providers and clearing institutions. The announcement did not disclose user adoption metrics, revenue targets or third-party assessments of the product.
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