Key Takeaways
- • Gate, the crypto and integrated financial services platform, launched Gate Money on October 7, 2026, announced by founder and CEO Dr. Han during a keynote at the TOKEN2049 conference in Hong Kong.
- • Gate Money consolidates digital assets, equities, fiat currencies, payments, and asset management under a single account covering holding, receiving, transferring, paying, exchanging, and earning yield.
- • Eligible balances such as USDT can earn up to 3.6% with no lock-up period, according to the company's announcement.
- • The product is supported by licenses including a MiCA CASP and PSD2 Payment Institution license in Malta, a full VASP license from VARA in Dubai, and AUSTRAC registration in Australia.
- • Gate Money marks Gate's expansion from crypto trading into a broader consumer financial platform, with payments via Gate Card and Apple Pay or Google Pay integration.
Summary
Gate has launched Gate Money, a globally integrated financial services application that brings together the company's digital asset, equities, payments, and asset management products under one account. According to the company's GlobeNewswire release dated October 7, 2026, Dr. Han, Gate's founder and CEO, announced the launch during his keynote at the TOKEN2049 conference in Hong Kong. The platform is built around the concept of "One Gate, Everything Money" and can be activated by users updating the Gate App to version 8.39.0.
The product allows users to hold multiple fiat currencies and digital assets in a consolidated account view, supporting fiat and on-chain deposits and transfers. Eligible users can upgrade to obtain a bank account in their own name for receiving funds and withdrawals. Gate already offers access to stocks and states it continues to expand supported asset classes. According to the release, Gate supports trading across more than 5,300 digital assets and 12,800 stock assets, and serves over 61 million users globally.
On the payments side, Gate Card supports online and offline purchases in fiat or digital assets, with Apple Pay and Google Pay support, and ATM withdrawals and local QR-code payments in certain markets. Gate Money also includes Convert, for exchanging between assets, and Earn, for wealth management and yield products. The company states that eligible USDT balances can earn up to 3.6% without a lock-up period. Coverage from Gate's newsroom and third-party outlets describes the launch as extending the company into transfers, payments, and investing, and as challenging fintech providers with a multi-asset spending product.
The company cites licenses held across key jurisdictions as the compliance foundation for the product. These include a MiCA Crypto Asset Service Provider license and PSD2 Payment Institution license in Malta, a full VASP operating license from VARA in Dubai, and AUSTRAC registration as a digital currency exchange provider in Australia. Gate also states it operates local entities in markets such as Japan and covers 81 regulated jurisdictions. The company additionally cites partnerships with payment institutions, banks, custody providers, and clearing institutions. These claims are the company's own and have not been independently verified in the sources reviewed.
The product allows users to hold multiple fiat currencies and digital assets in a consolidated account view, supporting fiat and on-chain deposits and transfers. Eligible users can upgrade to obtain a bank account in their own name for receiving funds and withdrawals. Gate already offers access to stocks and states it continues to expand supported asset classes. According to the release, Gate supports trading across more than 5,300 digital assets and 12,800 stock assets, and serves over 61 million users globally.
On the payments side, Gate Card supports online and offline purchases in fiat or digital assets, with Apple Pay and Google Pay support, and ATM withdrawals and local QR-code payments in certain markets. Gate Money also includes Convert, for exchanging between assets, and Earn, for wealth management and yield products. The company states that eligible USDT balances can earn up to 3.6% without a lock-up period. Coverage from Gate's newsroom and third-party outlets describes the launch as extending the company into transfers, payments, and investing, and as challenging fintech providers with a multi-asset spending product.
The company cites licenses held across key jurisdictions as the compliance foundation for the product. These include a MiCA Crypto Asset Service Provider license and PSD2 Payment Institution license in Malta, a full VASP operating license from VARA in Dubai, and AUSTRAC registration as a digital currency exchange provider in Australia. Gate also states it operates local entities in markets such as Japan and covers 81 regulated jurisdictions. The company additionally cites partnerships with payment institutions, banks, custody providers, and clearing institutions. These claims are the company's own and have not been independently verified in the sources reviewed.
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