Directs federal financial regulators to review and potentially revise mortgage lending, servicing, disclosure, capital, and supervisory rules to expand access to mortgage credit, particularly for community banks and smaller lenders. Encourages regulatory changes that reduce compliance burdens, modernize appraisal and digital mortgage processes, and align housing finance policies to promote competition, lower borrowing costs, and increase housing supply.
Within 120 days, the Director of the Feder...
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