Key Takeaways
- • More than one million Romanians accessed the pilonul2.ro portal in the first ten months of 2026 to identify their private pension fund and review their savings, according to APAPR.
- • The platform serves approximately 8.5 million Pillar II participants, who can identify their administrator in under 30 seconds using an ASF form on the portal.
- • Private pension funds managed more than 237 billion lei as of September 30, 2026, including roughly 96 billion lei in net investment gains.
- • The average annual return since the Pillar II system launched in 2008 stands at 8.5%, per APAPR.
- • Pillar II contributions are currently 4.75% of gross income, included in total social security contributions at no additional cost to employees; new withdrawal rules take effect after payment funds are authorized, at the earliest in 2027.
Summary
The Romanian pension association APAPR (Asociația Pentru Pensiile Administrate Privat din România) announced that more than one million Romanians used the pilonul2.ro portal during the first ten months of 2026 to determine which private pension fund they contribute to and to check their savings. The platform is open to approximately 8.5 million Pillar II participants, according to the report published by Informat.ro.
Users can identify their fund through an ASF form on the portal by entering their name and personal identification number, a process that takes less than 30 seconds. From there, they can access the administrator's platform to view account balances and contribution history. The Pillar II contribution currently stands at 4.75% of gross income and is included in the total social security contribution, so employees bear no additional cost.
According to APAPR, the private pension funds managed more than 237 billion lei as of September 30, 2026, of which approximately 96 billion lei represented net investment gains. The average annual return since the system's launch in 2008 is 8.5%.
Participants may withdraw their money upon reaching statutory retirement age, in the event of disability, or after death through their heirs. Payments can be made as a lump sum or in monthly installments over no more than five years. The new rules will take effect only after the payment funds are authorized, at the earliest in 2027.
Users can identify their fund through an ASF form on the portal by entering their name and personal identification number, a process that takes less than 30 seconds. From there, they can access the administrator's platform to view account balances and contribution history. The Pillar II contribution currently stands at 4.75% of gross income and is included in the total social security contribution, so employees bear no additional cost.
According to APAPR, the private pension funds managed more than 237 billion lei as of September 30, 2026, of which approximately 96 billion lei represented net investment gains. The average annual return since the system's launch in 2008 is 8.5%.
Participants may withdraw their money upon reaching statutory retirement age, in the event of disability, or after death through their heirs. Payments can be made as a lump sum or in monthly installments over no more than five years. The new rules will take effect only after the payment funds are authorized, at the earliest in 2027.
Go deeper than the headline
Research every firm in this story, track the ones that matter and get the daily briefing — free for 7 days.